Refund Policy

1. Overview

At Full Wealth Today, we want you to be completely satisfied with your purchase. This Refund Policy outlines the conditions under which we offer refunds for our Pro subscription and any digital products purchased through our platform.

2. Pro Subscription Refunds

2.1 Money-Back Guarantee

2.2 After the Guarantee Period

After the 7-day money-back guarantee period, refunds are generally not provided for:

• Partial months of a subscription
• Unused portions of a billing cycle after cancellation
• Subscription renewals (monthly or annual)

However, we evaluate refund requests on a case-by-case basis and may issue refunds in exceptional circumstances (e.g., billing errors, extended service outages, or duplicate charges).

2.3 Annual Subscriptions

Annual subscriptions are eligible for the 7-day money-back guarantee from the date of purchase. After this period, you may cancel at any time to prevent future renewals, but no prorated refund will be issued for the remaining term.

3. Digital Product Refunds

Due to the nature of digital products and content, all digital product purchases (e-books, guides, reports, tools) are considered final sales once the content has been accessed or downloaded. Refunds may be considered if:

• The product was not delivered or is inaccessible due to a technical error on our end
• The product is materially different from what was described
• A duplicate purchase was made in error

4. How to Request a Refund

To request a refund, please follow these steps:

1. Email us at contact@fullwealthtoday.com with the subject line "Refund Request"
2. Include your email address associated with the purchase
3. Provide the date of purchase and transaction/order ID (if available)
4. Briefly describe the reason for your refund request

We aim to respond to all refund requests within 2–3 business days.

5. Refund Processing

Once a refund is approved:

• Refunds are processed through the original payment method (Paddle or Gumroad)
• Processing time is typically 5–10 business days, depending on your financial institution
• You will receive an email confirmation when the refund is initiated
• Upon refund, your access to Pro features will be revoked immediately or at the end of the current billing period, depending on the circumstances

6. Chargebacks

We encourage you to contact us directly before initiating a chargeback with your bank or credit card provider. We are committed to resolving any billing issues promptly. Unauthorized chargebacks may result in account suspension and collection efforts for any outstanding amounts.

7. Free Trial Conversions

If you signed up through a free trial that converted to a paid subscription, you are still eligible for the 7-day money-back guarantee starting from the date of your first charge. We recommend setting a reminder before the trial ends if you are unsure about continuing.

8. Exceptions

Refunds will not be issued in the following cases:

• Violation of our Terms of Service
• Abuse of the refund policy (e.g., repeated subscribe-and-refund patterns)
• Account suspension due to fraudulent activity
• Requests made more than 30 days after the original purchase

9. Changes to This Policy

We may update this Refund Policy from time to time. Changes will be posted on this page with an updated "Last updated" date. The policy in effect at the time of your purchase will apply to that transaction.

10. Contact Us

If you have questions about our Refund Policy or need assistance, please reach out: